International Cruise Travel Insurance

Whether you’re cruising through the Caribbean or touring the rivers of Thailand, the last thing on your mind is the possibility of something going wrong. Taking out International cruise insurance can be a wise precaution against a variety of unforeseen or emergency situations that might arise. In the event of illness, injury, delay, cancellation or other circumstances, a World2Cover cruise insurance policy can help prepare you and your family with coverage.

World2Cover provides three overseas travel insurance options so you can choose the right coverage choices for your individual situation: Top, Essentials, and Basics. Visit our What's Covered information chart to find out what is covered in these three plans.

How do I get cruise insurance?

When considering a World2Cover cruise travel insurance policy, make sure you indicate all the countries where you will travel, the dates of travel and the ages of all travelers. Most importantly select the cruise option! Providing this information enables you to receive the intended coverage for your trip.

There are three World2Cover international policies that cover cruises. You can decide what type of coverage and the price that is best suited for you. Keep in mind, children and grandchildren^@ up to 25 are automatically covered for free on World2Cover cruise insurance policies. If you have questions regarding pre-existing medical conditions, children on your policy or other coverage inquiries, do not hesitate to call our team! Our customer service team is available on (02) 9225 7599, Monday to Friday 8am to 9pm (AEST) and Saturday/Sunday 9am to 6pm (AEST).

Once you’ve made your decision, simply purchase your policy online and enjoy your cruise!

Which policy is right for me?

All World2Cover overseas policies provide 24-hour worldwide emergency medical assistance and unlimited overseas medical coverage **$. Our goal is to provide quality coverage at prices our customers can afford. The conditions, benefits and policy limits vary between our three policies. Take the time to read the PDS to ensure you have the cover that is right for you.

Another good way to see the various options and to choose which travel insurance policy is best suited for your cruise is to use our What's Covered information chart. Our policies are created by our travel insurance team to provide you with coverage to suit a wide variety of needs. If you have any questions, please call 02 9225 7599!

**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by your treating doctor or our consulting medical officer. You must notify us as soon as possible of your admittance to hospital.

Why should I buy cruise travel insurance?

Travel insurance for cruises offers additional peace of mind while you travel. World2Cover has your back so you can relax and enjoy your holiday. To make things easier and more cost effective we only charge a small surcharge for cruise cover.

Travel Insurance for cruising around Australia

If you are going on a cruise which is only in Australian waters or calling into ports in Australia, you may still require a policy which includes medical cover whilst you are on board the ship (check with your cruise provider) as the medical providers are not registered with Medicare. You will therefore need to select Australian Cruise as your country of destination. By selecting Australian Cruise as a destination means you will be offered the international policy options and benefits. This will then allow us to give you the medical and evacuation benefit whilst at sea but not if You go to a medical provider while in port in Australia.

While we do offer a domestic policy, this coverage is not suitable for cruises. The Domestic policy does not include medical coverage as most Australians already hold medical coverage. We are a general insurer and therefore are prevented from paying any medical costs in Australia.

@Children & grandchildren aged 25 & under go for free – provided they are financially dependent on their parents, not working full time, do not require a medical assessment and are travelling with you the whole time

Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.