Domestic Cover

World2Cover domestic travel insurance is for those times when you want to simply go on a stay-cation of sorts or while travelling throughout Australia. Even though you are staying in the country, it’s important to make sure your flights, car rentals and belongings are protected. Whether you’re travelling to a different city or town, the outback or the beach, World2Cover domestic travel insurance provides you cover^&.

&Policy terms, conditions and exclusions apply

What’s covered with domestic travel insurance?

When it comes to domestic travel insurance, World2Cover provides you with added peace of mind on a wide range of benefits. From cancellation fees and lost deposits to car rental excess cover, we have the cover for you.

Our new for old luggage benefit is one of the many innovative offerings that allows us to stand out from the crowd. New for old means that we don’t depreciate your luggage at time of claim. For example, we can choose to replace your damaged luggage^#, with brand new luggage^# up to the maximum amounts and specific limits of cover. Also remember that a pair or set of items is treated as one item (e.g. a pair of earrings, a camera body and its standard lens and accessories, or a set of golf clubs or a drone with its camera).

Summary of covered benefits^#

• Cancellation fees and lost deposits^#
• Travel agent fees
• Lost, stolen or damaged luggage^#
• Luggage delay
• Personal money
• Emergency expenses^#
• Accidental death & disability*
• Rental Vehicle Excess^# 
• Loss of income^#
• Legal liability^

Note: Our domestic policy does not cover medical costs within Australia.

Who does domestic travel insurance cover?

Domestic travel insurance offers coverage for singles, couples and families. Our policies cover up to 2 adults between the ages of 18 and 75 and their children and/or grandchildren. Children and grandchildren are automatically covered for free provided they are:

• up to the age of 25
• not working full-time
• travelling with you the whole time
• financially dependent on their parents and
• do not require a medical assessment.

Cover is available to Australian residents under two conditions: your trip begins and ends in Australia and you purchase your policy ahead of your trip. Temporary residents may also obtain cover under certain conditions, please refer to our Product Disclosure Statement for the detailed definition.

All our World2Cover policies offer you the opportunity to apply for pre-existing medical cover.

How much does domestic travel insurance cost?

Domestic travel insurance costs depend on a variety of factors including the age of the travellers, how long your trip is and options you chose. You can vary your excess, add approved pre-existing medical conditions or Ski and Winter sports cover. If you lodge a claim on our domestic travel insurance package, the standard excess is only $200 AUD or you can reduce your excess to $100 or $0 by paying extra. All these can affect the price you pay.

Why choose World2Cover?

World2Cover offers a specially designed level of cover to fit domestic travel insurance needs. Enjoy the added peace of mind with our Aussie based customer service and instant quotes. You have heaps of places to go, people to see and adventures to experience. Take advantage of our cover because, as we know, you have the world to cover. Give us a call on 02 9225 7599 or get an online quote today!

Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.