Essentials Cover

Our essentials cover can help to provide you with a peace of mind for costs related to medical emergency, travel delays, lost luggage and more while traveling overseas.

When packing for your trip, it is crucial you don’t forget the essentials. Your essentials may include some form of identification, toiletries, medications, and ample clothing. But what about travel insurance? Making sure you purchase the right amount of cover for your trip can be crucial. World2Cover’s essentials travel insurance package provides cover that could be just as important as remembering to pack your toothbrush and your swimmers.

What is covered with essentials travel insurance?

When it comes to essentials travel insurance, World2Cover provides you with added peace of mind on a wide range of items. From cancellation fees and lost deposits to overseas medical expenses, we have a level of cover that might be right for you.

Our new for old policy feature is one of the many offered benefits on our essential cover policy. New for old means that we keep the same level of value of your damaged items intact. For example, if you’re entitled to a replacement of damaged luggage, we will replace it with brand new luggage^# up to the maximum amounts and specific limits of coverage. Please note that a pair or set of items is treated as one item (e.g. a pair of earrings, a camera body and its standard lens and accessories, or a set of golf clubs or a drone with its camera).

Summary of covered items^#

$Unlimited** Overseas medical and hospital expenses
$Unlimited** emergency medical & evacuation expenses
Cash in Hospital^# (up to $3,500)
Overseas Dental^# (up to $2,000)
24/7 global Medical emergency assistance
Emergency expenses^# (up to $25,000)
Luggage^# loss, theft, damage or delayed
Travel delay (up to $1,500)
Travel documents & personal money
Rental vehicle excess^#
Accidental Death* & Funeral expenses Overseas*
Legal liability^^& (up to $10,000,000)
38 Listed existing medical conditions covered^&
Optional Ski and Winter Sports^# such as recreational skiing and snowboarding may be purchased for an additional premium

#Limits and sub-limits apply
**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by your treating doctor or our consulting medical officer. You must notify us as soon as possible of your admittance to hospital.
*This cover is per person listed in Your Policy
^This cover is per policy
& Policy criteria and conditions apply

Who does essentials travel insurance cover?

Essentials travel insurance offers coverage for both singles and families. Singles include one adult between the ages of 18 and 75 and their declared dependents. Family cover includes any two adults named on the policy travelling together and their declared dependents. Dependents who are not working full-time, are aged 25 and under and travelling with you for the entire trip can be listed on the single and family travel insurance package. This is included at no additional cost, unless they have an existing medical condition to declare (in which case an additional premium may be required).

Cover is available to Australian residents under two conditions: your trip begins and ends in Australia and you purchase your policy ahead of your trip. Temporary residents may also obtain cover under certain stipulations, please refer to our Product Disclosure Statement.

& Policy criteria and conditions apply

How much does essentials travel insurance cost?

Travel insurance costs depend on a variety of factors including where you are travelling, the duration of your holiday, and more. If you lodge a claim on our essentials travel insurance package, the standard excess is $200 AUD or you can reduce your excess to $100 or $0 by paying extra. Excess is charged on a per incident basis instead of per person. Get personalised pricing instantly online or give our customer service team a call at 02 9225 7599.

Cooling-off period and extending your cover

You are able to cancel your policy at no cost to you 21 days from the date of issue, provided the trip has not started and you don’t want to make a claim or exercise any other right under the policy.

Your trip can be extended free of charge if your departure or return is delayed due to a reason covered under the policy. For more information on your policy, please visit the Product Disclosure Statement section on our website.

Emergency expenses

World2Cover travel insurance can provide cover for expenses related to accommodation, meals and travel expenses^& if your trip is disrupted due to serious injury, death in your or travelling companion’s family, natural disaster, civil unrest or riots, or other reason you can claim for under this section. Please visit the Product Disclosure Statement section 4 on our website.

& Terms, conditions and exclusions apply

Why consider World2Cover?

World2Cover offers specially designed levels of cover to assist with your travel insurance needs and can help to provide you with peace of mind. We strive to provide superior customer service, travel insurance packages, and instant quotes. You have heaps of places to go, people to see, and adventures to experience. Take advantage of our packages because, as we know, you have the world to cover. Give us a call at 02 9225 7599 or get an instant online quote today!