Essentials CoverOur essentials cover provides you with a peace of mind for costs related to medical emergency, travel delays, lost luggage and more while traveling overseas.
When packing for your trip, it is crucial you don’t forget the essentials. Your essentials may include some form of identification, toiletries, medications, and ample clothing. But what about travel insurance? Making sure you purchase the right amount of cover for your trip is crucial. World2Cover’s essentials travel insurance package provides cover that is just as important as remembering to pack your toothbrush and your swimmers.
What is covered with essentials travel insurance?
When it comes to essentials travel insurance, World2Cover provides you with added peace of mind on a wide range of items. From cancellation fees and lost deposits to overseas medical expenses, we have a level of cover for you.
Our new for old policy# feature is one of the many uniquely offered experiences that allows us to stand out from the crowd. New for old means that we keep the same level of value of your damaged items up to the maximum amounts and specific limits of coverage. Please note that a pair or set of items is treated as one item (e.g. a pair of earrings, a camera body and its standard lens and accessories, or a set of golf clubs or a drone with its camera). If we decide to replace your damaged luggage, we will replace it with brand new luggage.
Summary of covered items#
- $Unlimited** Overseas medical and hospital expenses
- $Unlimited** emergency medical & evacuation expenses
- Cash in Hospitall# (up to $3,500)
- Overseas Dental# (up to $2,000)
- 24/7 global emergency assistance
- Emergency expenses# (up to $25,000)
- Luggage# loss, theft, damage or delayed
- Travel delay (up to $1,500)
- Travel documents & personal money
- Rental vehicle excess#
- Accidental Death* & Funeral expenses Overseas*
- Legal liability^ (up to $10,000,000)
- 38 pre-existing medical conditions including migraines and sleep apnoea&
- Optional Ski and Winter Sports# such as recreational skiing and snowboarding may be purchased for an additional premium
**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by your treating doctor or our consulting medical officer. You must notify us as soon as possible of your admittance to hospital.
*This cover is per person listed in Your Policy
^This cover is per policy
& Policy criteria and conditions apply
Who does essentials travel insurance cover?
Essentials travel insurance offers coverage for both singles and families. Singles include one adult between the ages of 18 and 75 and their children and grandchildren. Family cover includes any two adults named on the policy travelling together and their children and grandchildren. Children and grandchildren@ who are not working full-time and are under the age of 25 are automatically covered for free on the single and family essentials travel insurance package if named on the policy.
Cover is available to Australian residents under two conditions: your trip begins and ends in Australia and you purchase your policy ahead of your trip. Temporary residents& may also obtain cover under certain stipulations, please refer to our Product Disclosure Statement.
How much does essentials travel insurance cost?
Travel insurance costs depend on a variety of factors including where you are travelling, the duration of your holiday, and more. If you lodge a claim on our essentials travel insurance package, the standard excess is only $200 AUD or you can reduce your excess to $100 or $0 by paying extra. Excess is charged on a per incident basis instead of per person. Get personalised pricing instantly online or give our customer service team a call at 02 9225 7599.
Cooling-off period and extending your cover
You are able to cancel your policy at no cost to you 21 days from the date of issue, provided the trip has not started and you don’t want to make a claim or exercise any other right under the policy.
Your trip can be extended free of charge if your departure or return is delayed due to transportation (airline, rail, bus) or the delay is due to a reason you can claim under your policy. For more information on your policy, please visit the Product Disclosure Statement section on our website.
World2Cover travel insurance can cover expenses related to accommodations, meals and travel& if your trip is disrupted due to serious injury, death in your or travelling companion’s family, natural disaster, civil unrest or riots, or other reason you can claim for under this section. Please visit the Product Disclosure Statement section 4 on our website.
Why choose World2Cover?
World2Cover offers specially designed levels of cover to fit your travel insurance needs. Enjoy peace of mind when you purchase one of our levels of travel insurance. We specialise in superior customer service, tailored travel insurance packages, and instant quotes. You have heaps of places to go, people to see, and adventures to experience. Take advantage of our unique packages because, as we know, you have the world to cover. Give us a call at 02 9225 7599 or get an instant online quote today!
Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.