Important Notice
World2Cover offers annual multi-trip travel insurance. Our Annual Multi-Trip can be a good alternative if You plan to make multiple Trips over a 12 month period. You can select a maximum duration limit of 30, 45 or 60 days per Trip at checkout for an unlimited amount of trips over a 12 month period (as long as the trip is more than 250km from your home, and no longer that the trip duration selected). Treat the avid adventurer in you. That is ace!
What is covered with annual multi-trip travel insurance?
World2Cover’s annual multi-trip cover policy can provide cover for items such as medical and hospital expenses when travelling internationally and cancellation fees~.
As a wanderer with a passion for travelling, you shouldn’t have to worry about coverage.
Your International annual multi-trip cover includes Limited COVID-19 benefits~ please read our Product Disclosure Statement.
Summary of covered items#
- $unlimited** Overseas medical and hospital expenses
- $unlimited** emergency medical & evacuation expenses
- Choose your benefit limit for cancellation fees & lost deposits#
- $Unlimited^^ emergency expenses#
- Cash in Hospital# (up to $6,000)
- Overseas Dental# (up to $2,000)
- Domestic pets^#
- Domestic services^#
- 24/7 global Medical emergency assistance
- Travel agent fees
- Luggage# loss, theft, damage or delayed
- Travel documents & personal money
- Rental vehicle excess#
- Accidental Death* & Funeral expenses Overseas*
- Legal liability^~ (up to $10,000,000)
- 38 listed existing medical conditions covered~
- Most amateur sporting and adventure activities are covered at no extra cost such as hot air ballooning and bungee jumping~
** $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit. This benefit covers reasonable overseas medical, hospital, evacuation and repatriation costs as a result of an injury (including arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by your treating doctor or our consulting medical officer. You must notify us as soon as possible of your admittance to hospital.
^^ $unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
^ This cover is per policy
* This cover is per person listed in Your Policy
~ Policy criteria and conditions apply
Note: Trip maximums are set at 30, 45, and 60 days.
Who does annual multi-trip travel insurance cover?
Our annual multi-trip travel insurance offers coverage for singles, couples, and families. Single coverage provides added peace of mind for one adult between the ages of 18 and 110 and family cover includes two adults who are travelling together. Dependants who are not working full-time, are aged 19 and under and travelling with you for the entire trip can be listed on the single and family travel insurance package. This is included at no additional cost, unless they have an existing medical condition to declare (in which case an additional premium may be required).
We recognise that pets are near and dear to your heart. So, we’ve come up with a level of protection for your domestic pets that will make them feel like they are simply human. Your animal companion (cats or dogs) is covered up to $650 if they suffer an injury on your trip and require veterinary attention (provided that at the time of injury your pet was in the care of a relative, friend, pet sitter, boarding kennel or cattery)~.
If your trip is delayed due to an event covered under the annual multi-trip policy, you will be reimbursed $25 for additional boarding kennel or cattery fees for each 24-hour period past your original return date.
With the annual multi-trip option, the sums insured under each section of your policy are automatically reinstated once each separate trip is completed in the 12 month period.
How much does annual multi-trip travel insurance cost?
The cost of our annual multi-trip travel insurance can vary depending on how many days you’re travelling, where you’re going, and other factors. While the standard excess for annual multi-trip insurance is $200, you can reduce your excess to $100 or $0 by choosing to pay an additional premium when purchasing your policy. The excess, in the event of a claim, on World2Cover policies is charged on a per incident, rather than per traveller, basis. Check out our instant quote button for more information and a personalised cost!
Cooling-off period and extending your cover
World2Cover gives you the opportunity to cancel your policy with a cooling-off period.You are able to cancel your policy at no cost to you 21 days from the date of issue, provided the trip has not started and you don’t want to make a claim or exercise any other right under the policy.
If your departure or return is delayed due to a reason covered under the policy, your trip can be extended free of charge. For more information on your policy, please visit the Product Disclosure Statement on our website.
Emergency Expenses
World2Cover understands that circumstances happen out of your control. Our annual multi-trip travel insurance covers accommodation, meals and travel expenses if your trip is disrupted due to serious injury, death in the family, natural disaster, civil unrest or riots, or any other reason you can claim under this section. Please visit the Product Disclosure Statement section 4 on our website.
How does depreciation affect claims for lost or stolen luggage and personal items?
For claims involving lost or stolen luggage or personal items, and if a claim is approved, the amount payable is determined by considering the item’s age and condition, applying a depreciation rate for normal wear and tear. No depreciation is applied during the first 12 months after the item is bought. After this period, depreciation will be calculated according to the rates listed in the Product Disclosure Statement (PDS). Any payments made will not exceed the original purchase price and are subject to the limits specified in the PDS. Jewellery items are not subject to depreciation, as we recognise their distinct value.
Note: Every claim is reviewed on a case-by-case basis and will only be paid if it meets the terms, conditions, limits, exclusions and applicable excess outlined in the policy. Always check the PDS carefully to ensure you understand exactly what is included before you purchase a policy.
Why consider World2Cover?
World2Cover offers specially designed levels of cover to assist with your travel insurance needs and can help to provide you with peace of mind. We strive to provide superior customer service, travel insurance packages, and instant quotes. You have heaps of places to go, people to see, and adventures to experience. Take advantage of our packages because, as we know, you have the world to cover. Get an instant online quote today!
Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.
# terms and conditions, exclusions, limits and sub-limits apply
~ Policy criteria and conditions apply.
