Essentials CoverOur essentials cover provides you with a peace of mind for costs related to medical emergency, travel delays, lost luggage and more while traveling overseas.
Do you want to belong to an exclusive travel insurance membership? Luckily for you, World2Cover offers the unique experience of annual multi-trip travel insurance. When you select the 30, 45 or 60-day annual multi-trip option at checkout, you get continuous cover for trips at or below the duration you select for 12 months. Treat the avid adventurer in you. That is ace!
What is covered with annual multi-trip travel insurance?
World2Cover’s annual multi-trip insurance policy covers items such as medical and hospital expenses when travelling internationally, cancellation fees, and domestic pet services. As a wanderer with a passion for travelling, you shouldn’t have to worry about coverage. Whether venturing across the globe or travelling to remote parts of Australia, the value of your items is in safe hands with World2Cover travel insurance.
When you purchase annual multi-trip insurance, you can take advantage of our one-of-a-kind new for old policy. New for old means that we will reimburse your damaged luggage for new luggage up to the same value amount#. The maximum amount of coverage for damaged luggage is $15,000. Sub-limits apply depending on the item category, which are outlined in Section 3 and page 13 of the World2Cover annual multi-trip insurance PDS.
Summary of covered items#
- $Unlimited** Overseas medical and hospital expenses
- $Unlimited** emergency medical & evacuation expenses
- $Unlimited^^ cancellation fees & lost deposits#
- $Unlimited^^ emergency expenses#
- Cash in Hospital# (up to $6,000)
- Overseas Dental# (up to $2,000)
- Domestic pets^#
- Domestic services^#
- 24/7 global emergency assistance
- Travel agent fees
- Luggage# loss, theft, damage or delayed (new for old, up to $15,000, sub-limits apply)
- Travel documents & personal money
- Rental vehicle excess#
- Accidental Death* & Funeral expenses Overseas*
- Legal liability^
- 38 pre-existing medical conditions including migraines and sleep apnoea&
- Most amateur sporting and adventure activities are covered at no extra cost such as hot air ballooning& and bungee jumping&
**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion apply to this benefit.
^^$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
^This cover is per policy
*This cover is per person listed in Your Policy
& Policy criteria and conditions apply
Note: Trip maximums are set at 30, 45, and 60 days.
Who does annual multi-trip travel insurance cover?
Our annual multi-trip travel insurance offers coverage for singles, couples, and families. Single coverage provides added peace of mind for one adult between the ages of 18 and 75 and family cover includes two adults who are travelling together. Children and grandchildren@ under the age of 25 and not working full-time are also covered automatically for free under the single, couple, and family packages.
We recognise that pets are near and dear to your heart. So, we’ve come up with a level of protection for your domestic pets that will make them feel like they are simply human. Your animal companion (cats or dogs) is covered up to $650 if they suffer an injury on your trip and require veterinary attention (provided that at the time of injury your pet was in the care of a relative, friend or boarding kennel or cattery).
If your trip is delayed due to an event covered under the annual multi-trip policy, you will be reimbursed $25 for boarding kennel or cattery fees for each 24-hour period past your original return date.
With the comprehensive multi-trip option, the sums insured under each section of your policy are automatically reinstated once your trip is completed.
How much does annual multi-trip travel insurance cost?
The cost of our annual multi-trip travel insurance can vary depending on how many days you’re travelling, where you’re going, and other factors. While the standard excess for annual multi-trip insurance is only $100 AUD, you can reduce your excess to $0 by choosing to pay an additional premium when purchasing your policy. The excess, in the event of a claim, on World2Cover policies is charged on a per incident, rather than per traveller, basis. Check out our instant quote button for more information and a personalised cost!
Cooling-off period and extending your cover
World2Cover gives you the opportunity to cancel your policy with a cooling-off period. In the cooling-off period after purchasing your policy, you can cancel at no cost to you, provided you cancel no more than 21 days from the date of issue and you have not started a trip.
If your departure or return is delayed due to transportation (airline, rail, bus) or the delay is due to a reason you can claim under your policy, your trip can be extended free of charge. For more information on your policy, please visit the Product Disclosure Statements on our website.
World2Cover understands that circumstances happen out of your control. Our comprehensive multi-trip travel insurance covers accommodation, meals and travel expenses if your trip is disrupted due to serious injury, death in the family, natural disaster, civil unrest or riots, or any other reason you can claim under this section.
Why choose World2Cover?
World2Cover offers specially designed levels of cover to fit your travel insurance needs and provide you peace of mind. We specialise in superior customer service, effectively tailored travel insurance packages, and instant quotes. You have heaps of places to go, people to see, and adventures to experience. Take advantage of our unique packages because, as we know, you have the world to cover. Get an instant online quote today!
@Children & grandchildren aged 25 & under are covered for free – provided they are financially dependent on their parents, not working full time, do not require a medical assessment and are travelling with you the whole time
Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.