International Cruise Travel Insurance

Whether you’re cruising through the Caribbean or touring the rivers of Thailand, the last thing on your mind is the possibility of something going wrong. Taking out International cruise insurance can be a wise precaution against a variety of unforeseen or emergency situations that might arise. In the event of illness, injury, delay, cancellation or other circumstances, a World2Cover cruise insurance policy can help prepare you and your family with coverage.

There are three World2Cover international policies that cover cruises. You can decide what type of coverage and the price that is best suited for you based on your required needs. Please refer to the PDS and our TMD's to understand what product might best meet your needs. If you have questions do not hesitate to call our team! Our customer service team is available on (02) 9225 7599, Monday to Friday 8am to 9pm (AEST) and Saturday/Sunday 9am to 6pm (AEST).

Cover for international and domestic river cruising is included automatically in the policy and you do not need to select the Cruise option to be covered for river cruising.

All other international or domestic ocean cruising will require you to select the Cruise option to be covered while you are on your cruise.

Once you’ve made your decision, simply purchase your policy online and enjoy your cruise!

Policy criteria and conditions apply

Which policy might be right for me?

All World2Cover overseas policies provide 24-hour emergency medical assistance and unlimited overseas medical coverage **. Our goal is to provide quality cost effective coverage. The conditions, benefits and policy limits vary between our three policies. Take the time to read the PDS to ensure you have the cover that is right for you.

**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out of this benefit, subject to the specific terms and conditions, sub-limits and exclusion that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a terrorist act) or illness occurring which first shows itself during your period of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by your treating doctor or our consulting medical officer. You must notify us as soon as possible of your admittance to hospital.

Policy criteria and conditions apply

Why should I consider cruise travel insurance?

Travel insurance for cruises offers additional peace of mind while you travel. World2Cover has your back so you can relax and enjoy your holiday.

Travel Insurance for international and domestic river cruising

Cover for international and domestic cruising is included automatically in the policy and you do not need to select the Cruise option to be covered.

Travel Insurance for cruising around Australia

If you are going on an ocean cruise which is only in Australian waters or calling into ports in Australia, you may still require a policy which includes medical cover whilst you are on board the ship (check with your cruise provider) as the medical providers are not registered with Medicare. You will therefore need to select Australian Cruise as your country of destination, which means you will be provided the international policy options and benefits, including medical and evacuation benefit whilst at sea, but not if you go to a medical provider while in port in Australia.

While we do offer a domestic policy, this coverage is not suitable for cruises. The Domestic policy does not include medical coverage, as we are a General Insurer and we are not authorised to sell medical insurance in Australia.

Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. The 'World2Cover Travel Insurance - Combined Financial Services Guide and Product Disclosure Statement' (PDS) which includes the policy wording, is available here. Any financial advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Because of this, you should, before acting on the advice, consider the appropriateness of the advice, having regards to your objectives, financial situation and needs. You should consider the PDS in deciding whether to acquire, or to continue to hold the policies.